A national debt advice service

Worried about money? You don't have to sort it out alone.

Flusi Malta gives free, confidential and independent advice to anyone in Malta struggling with debt, bills or budgeting — with no judgement, at your own pace.

Get help now Do I need help?

Person helping another person with their debts

Our MissionFlusiMalta is Malta's free, independent debt advice service for anyone already struggling to keep up, or worried they might soon. We help you see your full financial picture, build a realistic plan, and take the next step with confidence. The earlier you reach out, the more options you have.

Where would you like to start?

Get HelpSpeak to an adviser about your situation.Do I Need Help?A short, private check-in — two minutes, no account needed.ResourcesGuides and factsheets you can read or download.Information for ProfessionalsReferral pathway and resources for practitioners.Contact UsPhone, email, callback and opening hours.

About the service

Flusi Malta is a national debt advice service. We help people understand their options, build a plan and deal with creditors — free of charge, in confidence, and without judgement, whatever stage you're at.

1
Reach out
Call, email, or request a callback at a time that suits you.
2
Talk it through
An adviser listens to your situation — no forms to fill in first, no judgement.
3
Get a plan
You leave with clear next steps, and support for as long as you need it.

Do I need help?

A short, private check-in to help you decide if debt advice could help. It's not financial or legal advice, there's no account to create, and your answers aren't stored. It takes a few minutes.